Frequently Asked Questions

A Disney Vacation Club resale refers to the secondary market of the real estate interest often referred to as "points" in the timeshare resort ownership concept created and designed by Disney Vacation Development. DVC owners, affectionately called Members, may legally sell their timeshare ownership at any time through the Licensed Real Estate Brokerage, DVC By Resale. Selling your Disney Vacation Club contract is definitely allowed and legal. DVC by Resale has brokered the resale of over 800 million dollars of points between existing DVC Members and would be buyers. Our broker has been reselling the DVC since 1997 and founded DVC by Resale in 2002.    [Back]

Most DVC resellers have a financial need or simply a lifestyle change. The Disney Vacation Club has one of the highest satisfaction ratings in the timeshare industry so unlike other timeshares, you will scarcely find unhappy Members speaking unbecomingly of their beloved Club.  As a buyer, it becomes your opportunity to save money on buying your piece of the magic. Resales are sold at a fraction of the direct price from Disney Vacation Development. [Back]

Each resort has a points chart associated with it and the various size units available. When, where and what size room you need all affect the points "cost". We recommend reviewing your most recent three Disney trips and compare what those would have "cost" in points to get a good idea of your family's point needs.  [Back]

There are a few differences to be aware of when buying on the secondary market.  

Disney no longer gives any resale buyer the same perks and privileges received when a contract is purchased directly from Disney. These changes are detailed on DVCMember.com and took effect in 2011, 2016 and 2019.

In summary, resale buyers of Animal Kingdom, Aulani, Bay Lake Tower, Beach Club, Boardwalk, Hilton Head, Old Key West, Grand Californian, Grand Floridian, Vero Beach, Polynesian, Saratoga Springs, Wilderness Lodge Boulder Ridge, and Wilderness Lodge Copper Creek may use, transfer and exchange their points at these first 14 resorts only.

Owners of Riviera Resort, Villas at Disneyland Hotel and DVC Cabins at Ft. Wilderness and all future built DVC owners may only use and transfer their points at their respective single home resort.

No resale buyer has access to any other collection, perk or privilege offered through the Disney Vacation Club direct purchase program. Your primary goal in buying the Disney Vacation Club should be to save money on your room while staying in first class accommodations, right on Disney property. That's where the DVC point program's true value shines!

Every resale owner has the ability to exchange and use points through the World Passport Collection, also known as Interval exchange.

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1. Financing is available through companies like VacationClubLoans.com and others. All terms and conditions are set by them.
2. Many of our clients can get a home-equity loan and we encourage you to do so if you can get a better rate.
3. Credit card options are available through *some* closing agencies, not all. With the right agency, 90% of your DVC by Resale may be able to be placed on your credit card. Contact us directly, or visit the Buy Now page of any listing to learn which closing companies might be able to accommodate your personal needs.  [Back]

WHEN a person buys does not affect when their lease runs out.  WHERE they buy determines when their lease ends. Most Disney ownerships expire in 2042 with the exception of Saratoga Springs at 2054,  Animal Kingdom 2057, Bay Lake Tower and Grand Californian in 2060, Grand Floridian 2064, and Polynesian Villas in 2066, Copper Creek 2068. Some Old Key West owners extended their lease through a promotion and added another 15 years so it is the only resort that has 2 lease end dates: 2042 or 2057. Each new resort Disney builds starts with a 50 year lease on that particular year and it goes down each year thereafter. [Back]

Closing costs vary and are paid to the closing company in charge of legally transfering the property from the seller to buyer.   Typically, $400 - $600 is average but each closing company sets their costs and those increase with the sales price.  You can see the total closing costs of any property advertised by clicking the Buy Now button on the far right column next to any listing. Nothing is ever hidden with DVC by Resale. [Back]

YES! ABSOLUTELY! DEFINITELY!
We welcome your offers! Some sellers may be firm in their pricing, but you never know until you try. Disney does have the right of first refusal on all contracts, so if your offer is too low and is accepted, you may end up starting the whole process over - so stay reasonable when making offers and chances are you will be an owner in no time! If you see something from our newsletter, simply click on it to go directly to that property's make offer page.  Once a property is live on our website, you can simply click the Buy Now button next to the property to present your offer. [Back]

Fill out the electronic forms on our Sell Your DVC page and it can be listed today! We also email a copy if you prefer to use pen and paper.  Alternatively, contact us directly, toll free at 1-800-844-4099 or via e-mail at info@dvcbyresale.com. We can fax, e-mail or snail mail the documents to start selling today! Our Broker has been reselling the DVC since 1997 and is an active DVC member herself. We know the "ins and outs" of the program and how to answer any questions buyers may have when interested. You won’t find better service anywhere in our industry! [Back]

DVC By Resale is not affiliated with the Disney Company, or any of its affiliates or subsidiaries in any way. We are a Licensed Real Estate Brokerage located in Orlando, FL representing both buyers and sellers of the Disney Vacation Club on the secondary market. [Back]

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Disney allows you to make reservations 11 months in advance at your home resort and 7 months in advance at your non-home resorts. [Back]

Yes. There are two main considerations to keep in mind when choosing your home resort:
1. Maintenance fees are different at each resort. Some are significantly lower than others. Check out the annual dues below.
2.lf you travel during "peak" times, chances are you should make your reservations more than 7 months in advance and you will want to own the resort you prefer to stay in. On the other hand, if you make reservations less than 7 month in advance, or travel during slow seasons, we recommend you buy the resale for which you get the best price with low maintenance fees. [Back]

Yes. However, reservations can be made only up to the number of points pertaining to each specific home resort for your reservation if you are booking greater than 7 months in advance. [Back]

The use year refers to the twelve month period starting on the first day of the month of your assigned use year. Each year, Disney will add your annual allotment of points on the first day of your use year. Any previously banked points become available as well. Any borrowed points expire during the use year they were borrowed and should be used prior to your use year anniversary month.
For example: A February "use year" begins February 1 20XX and ends January 31 of the following year. A June use year begins June 1, 20XX and ends May 31 of the following year.
Some people have December use years, which means their points don’t physically get put into their account until December, but everyone gets points each and every year and has one full 12 month period to use those points. (Provided no banking or borrowing has been done.) [Back]

Some people prefer specific use years, because they travel the same time every year. To understand this concept it is important to understand the banking rules. If you vacation during the same month EVERY year and plan on doing so for the next 35 years or so, then you might pick a use year right before or during the month you travel, for one reason only: If you need to cancel one year, you are still within your banking window that Disney designates as the first 8 months of your use year.
If you travel during various times of the year, like most folks, the use year should not be a consideration for you. We recommend you look for the best resale value at the property you want to own and disregard the use year reference. [Back]

NO. Many people confuse the use year with the 11 month and 7 month reservation window. Remember, reservations can be made 11 months in advance from your TRAVEL date. (Which has nothing to do with your use year) If, when you travel, there will be points in your account, you can make that reservation 11 months in advance at your home resort and 7 months in advance at your non-home resort. [Back]

Disney allows you to borrow 100% of your upcoming year’s annual allocation once you are in the previous use year. Once you "borrow" points, you may not "put them back", and they will expire in the current use year if not used. [Back]

In 2008, Disney established a simple window for banking Vacation Points.  It allows you to bank up to 100% of your available Vacation Points during the entire first eight months of your current use year. Those points then become available on the first day of your next use year and expire on the last day of that use year.  [Back]

You may click on the Buy Now link on the far right, next to each property.  It will take you to the page which specifically tells you the closing costs for that property as well as the annual dues and the total cost when you are ready to purchase.  [Back]

It is possible and sometimes necessary to buy a different use year when buying a resale. The main considerations to keep in mind when doing so relates to ID numbers and usage. Disney will issue a separate ID number for each use year and then link reservations between the two with no problems when you call to make a reservation.  For example: For a 7 day trip, you may book the first four days with one use year and then the last 3 days with the other use year.  Disney will not allow a member to "split" a single day, however.  So if you want to book a single day that costs 10 points, you may not use 5 points from one account and 5 points from the other.  They require you to use all 10 from one use year account.  Keep in mind that you would also have two banking windows, but most people are too busy borrowing ahead for that to be a concern!  [Back]